Navigating the world of insurance can be complex, requiring expertise and trust. Finding the right financial advisors to guide you through this process is paramount to securing your future and protecting what matters most. Adelaide, with its unique local landscape and specific needs, demands professionals who understand the nuances of coverage and risk assessment.
Identifying the leading coverage specialists within the Adelaide area isn't always straightforward. The individuals who truly excel demonstrate a commitment to client understanding, comprehensive advice, and tailored solutions. Their reputations are built on integrity, reliability, and a deep knowledge of the insurance market.
Discover 10 outstanding options for insurance agents in Adelaide
Here are 10 outstanding options for insurance agents in Adelaide based on value for money:
Address
Level 1/50 Hindmarsh Square, Adelaide SA 5000, Australia
Business Hours
Monday: 09:00–17:00
Tuesday: 09:00–17:00
Wednesday: 09:00–17:00
Thursday: 09:00–17:00
Friday: 09:00–17:00
Saturday: Closed
Sunday: Closed
Be Covered Insurance Brokers in Adelaide provides a truly excellent service. Their team demonstrates impressive product knowledge and a genuine commitment to finding the best possible solutions for their clients. I’s clear they prioritize understanding individual needs, ensuring everyone feels confident and informed about their insurance options.
The level of customer service is remarkable. Responding quickly and efficiently, their brokers are approachable and willing to explain complex policies in a clear and concise manner, making the often stressful process of securing insurance feel much easier. I highly recommend them to anyone seeking reliable and professional insurance assistance.
Customer Reviews
Candice has great product knowledge and excellent customer service and was able to provide great insurance solutions for my business with ease! Highly recommend.
Alex Hall
☆ 5/5
I had the pleasure of working with Candice Klau, and I can’t recommend her highly enough! From the moment we first connected, it was clear that she truly knows her craft. She took the time to explain options in detail, ensuring I understood everything and helping me find the perfect insurance plan that our company needs.
What really stood out to me was her efficiency. She was quick to respond to any questions I had, and whenever action was needed, she was on it right away. I never had to wait long for a reply, and everything was handled swiftly and smoothly.
If you’re looking for someone who is knowledgeable, communicative, and quick to act, Candice is the person you need. It’s rare to find such exceptional service, and I’m so grateful to have had her expertise guiding me through the process!
Effy J
☆ 5/5
Candice is exceptional at what she does. She is personable, communicative, and clearly explains all aspects of each insurance policy so that it is easy to understand. I regularly recommend her to my clients, each & every time she gets glowing reviews.
Daniel Seach
☆ 5/5
I have absolutely no hesitation recommending Candice at Be Covered Insurance Brokers. She has a wealth of knowledge and was extremely thorough when assessing our insurance needs. Candice was able to find us better insurance coverage for the same price as our renewal notice from our previous insurer. We’ll definitely be renewing our insurance with her again.
Laura Winen
☆ 5/5
Candice has been extremely helpful over the past 12 months; When I first contacted her for a quote she was so professional & helpful, giving me a lot of information without trying to push a sale. When it came to renewal time, Candice made contact & helped me once again, even when my availability was only after hours. I have been so grateful for the professionalism & would highly recommend!
Shannon Fitzgerald
☆ 5/5
Candice is a true professional, she is passionate about business insurance and helping her clients get the best cover. As a client of Candice’s I feel safe and confident knowing that she has our business insurance completely in hand. It’s a complex product, and I have yet to meet anyone who understands it as thoroughly as she does. Highly recommend with no hesitation.
Felice Miegel
☆ 5/5
I can’t recommend Candice enough, her diligence, attention to detail and knowledge of insurance is astounding. I highly recommend Candice to any other builder or trade related company.
Ray O’Connor
☆ 5/5
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Address
by Appointment only, 167 Flinders St, Adelaide SA 5000, Australia
Business Hours
Monday: 09:00–17:00
Tuesday: 09:00–17:00
Wednesday: 09:00–17:00
Thursday: 09:00–17:00
Friday: 09:00–17:00
Saturday: Closed
Sunday: Closed
Capstone Insurance Brokers offers a truly valuable service, providing comprehensive and personalized insurance solutions. Their expertise extends beyond simply finding the lowest price; they focus on securing the best possible coverage for individual needs. The team’s focus on client well-being is evident through their proactive approach and dedication to ensuring clients are always well-informed about their insurance options.
I appreciate their commitment to providing clear explanations and tailored advice. Their professionalism and attention to detail instills confidence, knowing that you’re receiving expert guidance. Choosing Capstone means opting for a partnership focused on financial securityand peace of mind – a distinct advantage in navigating the complexities of insurance.
Customer Reviews
Heather is a WEAPON when it comes to sorting out your insurances!
She’s saved me thousands of dollars on insurances across my business & personal life.
She doesn’t just look at price, she takes a deep look into the value and benefits of each policy — so you can make sure you get the best bang for your buck!
I’ve happily referred her to friends and clients of mine.
Thankyou for your exceptional service Heather.
Daniel Marshall
☆ 5/5
We cannot speak highly enough of Heather from Capstone Insurance Brokers! She looks after both our commercial property and investment property, and her attention to detail, professionalism, and industry knowledge are unmatched. Heather is proactive, reliable, and always ensures we have the right cover in place — no stress, no surprises. It is such a relief knowing everything is in expert hands. She truly is the best in the business!
Melanie-Jane
☆ 5/5
Heather is incredibly proactive and always ensures we’re getting the best insurance deal—often identifying better options without us needing to ask.
She’s thorough, strategic, and ensures every policy is truly fit for purpose. Her attention to detail and client-first approach make her an absolute asset. Highly recommend!
Enable College Marketing
☆ 5/5
I had the pleasure of meeting with Heather Coutts from Capstone Insurance Brokers. Her expertise, dedication, and customer-centric approach are nothing short of exceptional.
Heather is both professional and approachable. She takes the time to explain the various insurance options available thoroughly and will provide tailored solutions that are perfectly aligned with your personal needs and circumstances.
Heather’s industry knowledge is second to none, and it’s clear that her primary concern is customer satisfaction – something she prides herself on delivering.
If you are looking for an Insurance Broker that offers a benchmark service that is truly a cut above in the insurance industry – I couldn’t recommend Capstone Insurance Brokers more highly.
John Camm
☆ 5/5
Heather and Capstone Insurance Brokers are, quite simply, the only choice for all your insurance needs. Heather looked after my mother with a policy and came in cheaper and with better coverage than anyone else we found.
10/10 will recommend!!
Heath Freebairn
☆ 5/5
We were recently looking to change insurance brokers, and approached Heather from Capstone Insurance, to see if she was able to assist us. We have been pleasantly surprised with the level of service received from her. She has worked really hard to find us the best possible insurance with reasonable premiums associated. The whole process has been easy, Heather is very responsive to phone calls and emails, and nothing has been too much trouble. We can’t recommend her highly enough and will be arranging for her to look at our business insurance when due for renewal. Thank you again Heather.
Kelly Dawson-Fitzpatrick
☆ 5/5
There is no-one to compare to Heather’s personal service and Capstone Insurance Brokers for their expertise. Heather goes above and beyond to ensure a robust saving and cover for me and she’ll do it for you too!
Desiree Beekharry
☆ 5/5
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Address
Level 1/50 Hindmarsh Square, Adelaide SA 5000, Australia
Business Hours
Monday: 08:00–17:00
Tuesday: 08:00–17:00
Wednesday: 08:00–17:00
Thursday: 08:00–17:00
Friday: 08:00–17:00
Saturday: Closed
Sunday: Closed
ONE Insurance Group provides a reassuring level of support when facing unexpected events. Their customer service shines through, making navigating insurance claims feel significantly less daunting. The team’s dedication to finding appropriate coverage and providing assistance creates a positive experience, allowing clients to focus on recovery and well-being. Their accessibility to clients is commendable.
What stands out is the sense of genuine care offered by ONE Insurance. They facilitate understanding and communication throughout the process, ensuring clients feel heard and informed. Their commitment to timely responses and helpful guidance fosters trust and demonstrates a dedication to customer satisfaction, solidifying their position as a reliable insurance provider.
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Wheelchair-accessible entrance
Customer Reviews
Exceptional service from start to finish. The team at ONE Insurance Group made the whole process simple, clear, and stress-free. They took the time to understand my needs and found the perfect cover at a great price. Professional, responsive, and genuinely caring, highly recommend!
Admin Reglaze
☆ 5/5
My quote and additional photos sat unread in your email inbox for over 2 weeks. After numerous phone calls I then call from your independent assessor who I also have to supply with quote and pics. Assessor also had wrong vehicle in my details. After another week of dithering assessor decides not going to inspect damage and authorises repairs. I then get repairs done which takes a further 3 weeks. 2 weeks after that I get a call from ONE Insurance Group telling me to go ahead with repairs. I wonder how anyone can run a business like that.
Jonathan Edwards
☆ 2/5
Working with One Insurance has been the easiest and least stressful experience I could have imagined. Our downstairs area was flooded in recent rains, and One Insurance have been nothing but understanding and helpful. They have helped us to get ourselves organised and our lives back in order. And there was never any dispute as to who would pay. They replied promptly to my call, and visited shortly thereafter. From then on, the issues were shared and dealt with efficiently and courteously. I can highly recommend One Insurance. I wouldn’t go anywhere else.
Trisha Dee
☆ 5/5
Only recently changed over to One insurance . Absolutely fantastic customer service. I couldn’t recommend these guys enough.
Steven S
☆ 5/5
Very professional service, always updating me on the best deal I can receive. Highly recommend!
John Ker
☆ 5/5
Amazing service by Pat. Always there to help and great communication. Wouldn’t take my service to anyone else.
Emily Tromans
☆ 5/5
Really happy with the proactive and clear approach. Thank you Pat.
Sim Penzo
☆ 5/5
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Address
Level 1/50 Hindmarsh Square, Adelaide SA 5000, Australia
Business Hours
Monday: 09:00–17:00
Tuesday: 09:00–17:00
Wednesday: 09:00–17:00
Thursday: 09:00–17:00
Friday: 09:00–17:00
Saturday: Closed
Sunday: Closed
My experience with SUREWiSE | Insurance Brokers Adelaide has been exceptionally positive. The team demonstrates a genuine commitment to finding the right coverage, going beyond simply offering a policy. They prioritize understanding individual needs and crafting solutions, which is a refreshing change. The service is characterized by a strong emphasis on client support and building a trustworthy relationship.
I particularly appreciate their proactive approach to managing insurance renewals and identifying potential savings. Finding a reliable broker can be challenging, but SUREWiSE has made the process stress-free. I recommend them wholeheartedly for anyone seeking a professional, personalized, and truly helpful insurance service.
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Wheelchair-accessible entrance
Customer Reviews
Recently reached out to Surwise to take over our insurance needs for our company. I met with Angela and Daniella who could not be more helpful. They have gone above & beyond what was required and I could not recommend them enough.
James Sinclair
☆ 5/5
Tiffany is awesome! I recently referred a friend who has started a small home Australian native food business. My friend looked stressed, and also said she was worried about high insurance costs. My friend contacted Tiffany and later shared, Tiffany is a highly professional person who has a kind and empathetic attitude towards others. She went onto say, ‘ I found it almost too hard to believe how well she looked after me. From now on I am only going to recommend her to everyone. I’d never recommend anyone else.’ I am so grateful I referred my friend who achieved the best results for her insurance outcome, along with having a profoundly positive, uplifting experience. We are always in gratitude for Tiffany, and for her outstanding performance in all ways. She’s diligent, yet she’s humble.
We definitely need more Tiffany’s in our world!
Ingrid Johansson
Ingrid
☆ 5/5
We have been dealing with Jake Fehlberg for all our insurance needs. He is very professional but at the same time personable. Nothing is too much trouble for him. Each year when our policies are due, we know that he will find the policy that is competitive and best suits our needs. Because of the excellent service Jake provides, we will continue to use Surewise.
Kerry Braund
☆ 5/5
I highly recommend Jake at SUREWiSE. He has been looking after our insurance needs for a few years and has always done a great job. Jake is happy to help us when we need it, giving us fast and efficient service.
eugene minge
☆ 5/5
Jake was amazing! My difficult situation did not faze him. He was generous with his time and went above and beyond to explain insurance complexities in simple and understandable terms. Highly recommend!
Sarah Gray
☆ 5/5
We have been dealing with Surewise for several years and have found them to be very professional in regards to our business insurance.
Ali Greco and her associates have handled all our insurance needs to the highest level and any queries have been addressed in the best possible manner.
We would thoroughly recommend them to anyone requiring insurance.
Rosa Oliver
☆ 5/5
From start to finish they handled all my Insurance needs,
I have come across some Insurance brokers that did nothing but to try and rip you off
Surewise were nothing but transparent and knew exactly what I wanted for my home and business
I cannot recommend them enough
Kon Antoniou
☆ 5/5
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Address
Level 1/17 O’Brien St, Adelaide SA 5000, Australia
Business Hours
Monday: 08:30–17:00
Tuesday: 08:30–17:00
Wednesday: 08:30–17:00
Thursday: 08:30–17:00
Friday: 08:30–17:00
Saturday: Closed
Sunday: Closed
M2M Risk & Insurance Pty Ltd offers a truly excellent service, providing comprehensive and straightforward guidance through what can often be a complex landscape. Their team demonstrates a clear commitment to understanding individual needs and tailoring solutions accordingly. I’m consistently impressed with their proactive approach and ability to simplify difficult concepts, leading to a sense of confidence and control regarding potential risks.
The expertise provided by M2M Risk & Insurance has proven invaluable for peace of mind. Their dedication to client well-being is evident in every interaction. I highly recommend them to anyone seeking reliable risk management and insightful insurance advice. They represent a very professional and trustworthy source for financial protection.
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Wheelchair-accessible entrance
Address
Adelaide SA 5000, Australia
Business Hours
Monday: 17:00–23:00
Tuesday: Closed
Wednesday: 17:00–23:00
Thursday: Closed
Friday: 17:00–23:00
Saturday: 17:00–23:00
Sunday: Closed
Wizard Wand Insurance Co. provides a truly reassuring experience. Their knowledgeable team handles inquiries with genuine care and efficiency, making navigating insurance options feel manageable. The straightforward communication and commitment to customer satisfaction are immediately apparent, fostering a sense of security and peace of mind when considering protection for your most valued possessions. It’s a dependable choice for financial security.
Dealing with them is simple and pleasant. The process, from initial consultation to policy management, is exceptionally smooth. They offer a valuable service, prioritizing clarity and understanding throughout. Highly recommended for anyone seeking reliable insurance solutions and a team dedicated to upholding the highest standards of professionalism and personalized attention. Their customer support is excellent.
Business Hours
Monday: 09:00–17:00
Tuesday: 09:00–17:00
Wednesday: 09:00–17:00
Thursday: 09:00–17:00
Friday: 09:00–17:00
Saturday: Closed
Sunday: Closed
Rating
6.1 (+ 308 reviews)
My experience with Allianz Australia Insurance has been considerably underwhelming. The initial claim process felt drawn out and lacked any clear communication about timelines or next steps. Resolving even basic inquiries required repeated calls and emails, resulting in a frustrating and time-consuming ordeal. Efficiency appears to be a significant area for improvement.
Further contributing to the disappointment was the lack of proactive support. Requests for clarification on policy details often went unanswered, and feeling heard was a challenge. Customer service needs substantial refinement to ensure policyholders receive the assistance they expect and deserve, especially during times of need.
Customer Reviews
My experience with Allianz Insurance has been nothing short of frustrating. From the beginning, there has been a complete lack of communication. Emails go unanswered for days—sometimes not at all—and trying to get any form of update has been near impossible.
What’s even more concerning is the clear lack of attention to detail. I’ve had to repeat myself multiple times, resend documents, and clarify basic information that should have been recorded properly from the outset.
Overall, the service has been unprofessional and careless. It’s been a stressful and disappointing experience, and I would not recommend Allianz to anyone looking for reliable or responsive insurance support.
Todd Bache
☆ 1/5
I am extremely disappointed with the service provided by Allianz and strongly do not recommend using this company.
Three months ago, I reported a water leak in my bathroom to my insurance company. They approved the claim, agreeing to cover the repair costs for the water damage to my bathroom walls. However, they required me to fix the leaking pipe myself before they would proceed with the wall repairs. I promptly repaired the pipe leakage three months ago, and since then, I have been waiting for them to fix the bathroom walls.
For the past three months, I have been calling the insurance company every week to follow up on the repair progress, but they keep delaying the process with various excuses. When I first reported the issue, it was summer. Now, autumn and winter has arrived, along with the rainy season, yet the bathroom walls remain unrepaired. This is an incredibly simple repair job that should take only about a week, but after three months, nothing has been done.
Such poor service and extreme delays are unacceptable. I strongly advise against using this insurance company.
mi y
☆ 1/5
Absolutely useless policy and customer service. I called their customer service line to arrange changing the day of payment to the day I get payed by my employer (as I have been getting overdrawn). I then get told there is nothing they can do, they can’t change the day they retrieve payment. Their “policy doesn’t allow it”. We’re living in 2025 and they can’t move a payment a couple days? What an absolute Joke your company is Allianz!
I will be moving Insurance providers AND warning any friends and family to avoid your service at all costs.
Jarid Mckee
☆ 1/5
Extremely lax in communication my daughter’s car was in the yard for 6 weeks before send to cash repair. When you try to call the customer service they forward to different departments, wish I can give 0 Star.
binu Gopi
☆ 1/5
Their help centre is shocking. I currently have a car insurance policy with them. Checked online and I could get a reduction in my monthly premium if I drove fewer kms and reduced the value of my car. Called to ask them to change my policy, the call operator said there would now be an increase in the policy. Makes zero sense. Cancelled my policy on the spot. Absolutely useless.
Shelley C
☆ 1/5
Avoid taking them up for home insurance. Poor service. No transparency. No accountability. Huge delays with no one managing your account. I am changing all my other plans to some other provider. Think again before choosing Allianz.
Dan K
☆ 1/5
In my assessment, Allianz Australia exemplifies the systemic flaws in the insurance industry: opaque practices, aggressive denial tactics, and a customer service apparatus that often borders on the obstructive, leaving many Australians feeling deceived and underserved.
Customer experiences further underscore these ethical lapses, with widespread reports of claim denials that seem engineered to frustrate and deter. On platforms like Trustpilot, Allianz Australia garners scathing feedback, with reviewers labelling it a “scam” for promising coverage but inventing reasons to reject claims—such as obscure exclusions or demands for excessive documentation. 1 25 One user described being transferred eight times during a single call, enduring endless holds and contradictory advice, ultimately abandoning their pursuit due to exhaustion. 28 In the context of car insurance, a common complaint is unjustified premium increases; for instance, policies jumping by 40% or more without prior claims, prompting switches to competitors for savings. 17 Home insurance holders fare no better, with stories of storm damage claims being disputed or delayed for months, forcing customers to escalate to the Australian Financial Complaints Authority (AFCA). 10 A particularly egregious example from 2023 involved a policyholder whose routine medical claim under Overseas Student Health Cover (OSHC) dragged on unresolved for over two months, with poor communication leaving an international student in limbo. 44 These anecdotes aren’t isolated; they form a consistent narrative across review sites, where Allianz’s average ratings hover around 2-3 stars out of 5, driven by accusations of “shady” practices and unresponsive support. 14
Regulatory oversight has repeatedly called out Allianz for compliance failures, revealing deeper operational deficiencies. In June 2024, the Insurance Code Governance Committee sanctioned Allianz for non-compliance with the General Insurance Code of Practice, following an investigation into inconsistent decision-making on claims, which led to the reversal of several denials upon review.
23 8 The Australian Prudential Regulation Authority (APRA) has also criticised the company for “persistent and serious” weaknesses in risk management, accusing it of dragging its feet on necessary reforms as far back as 2021. 5 During the 2024 Victorian flood inquiry, Allianz’s CEO admitted to “letting down” customers, acknowledging delays and mishandling that exacerbated victims’ distress amid natural disasters. 3 Moreover, the company’s involvement in mergers, such as the 2025 acquisition of RAA Insurance approved by the Australian Competition and Consumer Commission (ACCC), raises concerns about reduced competition potentially leading to higher premiums and fewer options for consumers. 7 27 While the ACCC did not oppose it, ongoing reviews of similar deals involving Allianz and rivals like IAG suggest a consolidating market that could prioritise profits over service quality. 12
obal parent’s environmental stances, with Australian customers questioning ties to fossil fuel projects despite local claims of carbon neutrality since 2012. 47 On social media, alerts about SMS scams impersonating Allianz further erode confidence, as the company struggles to protect its brand from fraudsters exploiting its name.
Australians deserve insurers that deliver without the constant battle. Allianz, regrettably, too often falls into the category of those that promise much but deliver little, prompting many to seek alternatives that prioritise fairness over evasion. If you’re considering Allianz, scrutinise the policy details meticulously—and prepare for potential disappointment.
Stinson Hunter
☆ 1/5
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Address
Level 10/95 Grenfell St, Adelaide SA 5000, Australia
Business Hours
Monday: 09:00–17:00
Tuesday: 09:00–17:00
Wednesday: 09:00–17:00
Thursday: 09:00–17:00
Friday: 09:00–17:00
Saturday: Closed
Sunday: Closed
My experience with Gallagher Insurance has been deeply disappointing. Attempts to resolve simple issues, like policy cancellations, resulted in lengthy phone calls and unresolved accounts. The lack of responsiveness and apparent disregard for customer concerns is truly concerning. I would strongly suggest exploring alternative providers for your insurance needs.
Beyond basic administration, the support offered during claims processes appears non-existent. This represents a failure to act as an advocate for clients, a core responsibility of any reputable risk management service. I cannot recommend Gallagher based on the consistent pattern of negative feedback regarding their customer service.
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Wheelchair-accessible entrance
Customer Reviews
Disgusting service.
Been a long time customer.
Cancelled some policies due to sale of vehicles and equipment in October.
Still waiting on refunds. But they have still taken money from my account. After 10 or more phone calls with them, they still call me saying I owe them for this year, but Cancelled last year.
I only have public liability with them now,and will cancel as soon as it runs out. Wouldn’t even give them 1 star. Disgusting,
wayne taylor
☆ 1/5
All fine until I needed to make a claim. Gallagher provided absolutely no support during the claims process. Although my car was completely stationary when I got reversed into, I still paid a $500 excess, and Gallagher did absolutely nothing about it. I would have expected them to act as an advocate for me. I have moved my insurance to another Broker as I feel that Gallagher has absolutely no integrity.
I sent an email to Gallagher providing feedback bout how their service could have been better. I asked several questions in the email and would have expected answers. Gallagher simply ignored the email and did not respond.
X
☆ 1/5
We have tried to get travel insurance for 4 months would you believe, going back and forth, mainly us trying to get information from the so called ‘client services officer’. I then tried speaking to a manager but didn’t get past the receptionist, she said the ‘client service officer’ would call me back, but never did. We have given up, anyone has to be better than this mob – don’t waste your time.
Greg Neil
☆ 1/5
Not a customer focused broker. Zero personal service and emails are written in telegram style with complete disregard to the person being addressed or the person whose money they want. Nothing that I experienced is customer requirements focussed.
Johnny Hart
☆ 2/5
Very bad service. They are not responsive at all. I just applied for a quote and called many times by e-mail and called and they kept telling me that they will call me and after waiting for more than two weeks, I still haven’t received a single quote. I was just their customer. I hope I never have to claim anything.
Naomi K
☆ 1/5
Lost a $2000 cheque, one of the ‘contractors’ who collects mail probably stole it. Why have contractors collecting mail when they know there will be thousands of dollars of cheques to steal. Messing people around. Don’t choose this company.
Aimee Kempster
☆ 1/5
Thorough professional service, business insurance can be challenging, these guys are great. Highly recommend !!
Lola Makar
☆ 5/5
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Address
level 22/91 King William St, Adelaide SA 5000, Australia
Business Hours
Monday: 08:30–17:00
Tuesday: 08:30–17:00
Wednesday: 08:30–17:00
Thursday: 08:30–17:00
Friday: 08:30–17:00
Saturday: Closed
Sunday: Closed
Aon Adelaide consistently delivers exceptional support for businesses and individuals. Their team’s expertise in risk management and insurance solutions is truly impressive. I’m consistently hearing positive feedback about their proactive approach and personalized advice, making complex issues far more manageable. The commitment to fostering strong client relationships is evident in their responsiveness and dedication.
Their reputation for professionalism and a client-centric attitude is well-deserved. Providing guidance and fostering a secure feeling is the focus. The comprehensive services available, combined with their understanding of various industry needs, set them apart. Aon Adelaide offers a valuable resource for financial security and helps businesses prioritize long-term growth.
Address
28 Hindmarsh Square, Adelaide SA 5000, Australia
Business Hours
Monday: 08:30–17:00
Tuesday: 08:30–17:00
Wednesday: 08:30–17:00
Thursday: 08:30–17:00
Friday: 08:30–17:00
Saturday: Closed
Sunday: Closed
Elders Insurance Adelaide Metropolitan consistently delivers a reassuring and professional experience. Their team demonstrates a genuine commitment to understanding individual needs, crafting insurance solutions tailored to provide optimal protection. The clarity and efficiency in explaining policies are particularly appreciated, fostering confidence in the coverage provided. It’s a dependable resource for securing peace of mind regarding potential risks. Customer service is truly excellent.
Finding the right insurance can be a stressful process, but Elders Insurance Adelaide Metropolitan simplifies it significantly. They offer a wide range of insurance products, ensuring there’s a suitable option for virtually everyone. Their proactive approach and dedication to providing transparent information creates a valuable and trustworthy relationship. The team is always ready to offer support and address any concerns with patience and expertise. Financial security feels safer knowing they are there.
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Wheelchair-accessible entrance
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Catalog of services offered by insurance agents in Adelaide
Homeowners Insurance Assessments
Insurance agents in Adelaide conduct thorough homeowners insurance assessments. This process involves evaluating the structure, contents, and potential risks associated with a property to determine the appropriate level of coverage required. They consider factors like location, construction type, and potential hazards.
Auto Insurance Policy Selection
Choosing the right auto insurance policy can be complex. Insurance agents provide assistance in evaluating various coverage options, including liability, collision, and comprehensive coverage, to ensure drivers have the protection needed for their vehicles.
Business Insurance Planning
Businesses face unique risks that require tailored insurance solutions. Insurance agents in Adelaide offer business insurance planning, assessing specific operational risks and recommending appropriate coverage, such as property, liability, and workers' compensation insurance.
Life Insurance Policy Consultation
Life insurance is crucial for financial security and legacy planning. Insurance agents provide life insurance policy consultations, assisting clients in determining their life insurance needs and matching them with suitable policies based on their financial goals and family circumstances.
Health Insurance Coverage Guidance
Navigating health insurance coverage can be confusing. Insurance agents guide individuals and families through the different health insurance plans available, explaining coverage details, premiums, and potential out-of-pocket expenses.
Travel Insurance Options and Recommendations
For those planning trips, insurance agents offer travel insurance options and recommendations. They explain the coverage provided by various travel insurance policies, including trip cancellation, medical emergencies, and lost baggage, enabling travelers to plan with peace of mind.
Risk Management and Mitigation Strategies
Beyond simply selling policies, insurance agents also provide risk management and mitigation strategies. They assess potential risks faced by clients, such as natural disasters or security breaches, and recommend proactive measures to minimize potential losses.
Claims Assistance and Support
When unexpected events occur, insurance agents provide valuable claims assistance and support. They guide clients through the claims process, helping them gather necessary documentation, file claims promptly, and navigate any challenges that may arise.
Frequently Asked Questions about Insurance Agents in Adelaide
What exactly does an insurance agent do?
An insurance agent acts as an intermediary between you, the potential customer, and various insurance companies. They help you understand your insurance needs, explain different policy options, and assist you in selecting the coverage that best suits your situation and budget. Essentially, they’re your guide through the often complex world of insurance.
Why should I use an insurance agent instead of buying directly from an insurer?
Using an insurance agent offers several advantages. They can compare policies from multiple insurance companies, something that is difficult to do yourself. They can also offer personalized advice and explain the fine print in a way that's easy to understand, and advocate for you if you need to make a claim.
How are insurance agents compensated?
Insurance agents are typically compensated through a commission paid by the insurance company when you purchase a policy. Sometimes they may also receive a small bonus based on their overall sales volume. This arrangement doesn’t usually affect the price you pay for your insurance, as the commission is factored into the premiums.
Are all insurance agents the same?
No, not all insurance agents are the same. They can be classified as either captive agents who represent only one insurance company, or independent agents who represent multiple companies. Independent agents often have a wider range of policy options to choose from.
What types of insurance can an agent help me with?
An insurance agent in Adelaide can assist with a broad spectrum of insurance needs, including home insurance, car insurance, life insurance, business insurance, travel insurance, and more. They have the expertise to guide you through different types of coverage for various risks.
How do I choose a reliable insurance agent in Adelaide?
When selecting an insurance agent, it's important to check their licensing status with the relevant regulatory body. Read online reviews and testimonials from other clients. Look for an agent who is responsive, knowledgeable, and takes the time to understand your specific needs.
What questions should I ask a potential insurance agent?
During a consultation, you should ask about the agent’s experience and qualifications, the insurance companies they represent, their fee structure, and how they handle claims. It’s also a good idea to ask about their familiarity with the local Adelaide market and the specific risks faced by residents.
What is the difference between an agent and a broker?
While the terms are often used interchangeably, there's a key distinction. An agent represents a specific insurance company or a limited number of them. A broker, however, acts on behalf of the customer and searches the market for the best possible deals from a wide range of insurers.
How does an insurance agent handle claims?
When you need to file a claim, an insurance agent can act as your advocate. They will guide you through the claims process, help you gather the necessary documentation, and liaise with the insurance company on your behalf. They can also help you understand your rights and ensure that you receive a fair settlement.
Can I switch insurance agents, and what's involved?
Yes, you are free to switch insurance agents. It’s generally a straightforward process. Simply inform your current agent that you’re moving to a new agent, and they will forward your policy details. You don't typically need to cancel your existing policy; the new agent can often take over the existing coverage.
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